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بانک ها مکلفند بدون تعیین نرخ سود مورد انتظار به مشتریان تسهیلات پرداخت کنند - وکیل دانیال کریمی و همکاران

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بانک ها مکلفند بدون تعیین نرخ سود مورد انتظار به مشتریان تسهیلات پرداخت کنند

می 12, 2021 by Admin@mehraeenlawfirm حقوق بانکی, وکیل دعاوی بانکی 0 comments

بانک ها مکلفند بدون تعیین نرخ سود مورد انتظار به مشتریان تسهیلات پرداخت کنند

بانک‌ها مکلفند بدون تعیین نرخ سود مورد انتظار، به مشتریان تسهیلات پرداخت کنند!
درباره عقود با بازدهی متغیر مانند عقود مشارکتی، بانک‌ها مکلفند بدون تعیین نرخ سود مورد انتظار، بر اساس مفاد قانون عملیات بانکی بدون ربا، در حاصل فعالیت اقتصادی موضوع قرارداد شریک شوند.
بنابراین ، قانون‌گذار صراحتاً در مورد عقود با بازدهی متغییر مقرر می‌دارد:

الف) بانک تکلیف دارد قرارداد را بدون تعیین نرخ سود مورد انتظار تنظیم نماید.
ب) مفاد قانون عملیات بانکی بدون ربا حاکم بر قرارداد است.
ج) طرفین در حاصل واقعی فعالیت اقتصادی سهیم می‌باشند.

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